General

Dear College Student, Welcome to my virtual dinner table. I’m going to give you one simple piece of advice for your financial future that will matter way more than your ACT/SAT score, your GPA, your admission essay and whatever university you did or did not get into. It will matter more than where you fall […]

​When you can ship a freight container half way around the globe for the cost of a cozy dinner for two something is seriously wrong with the global economy. And what’s wrong is governments’ sole reliance on monetary policy to stimulate growth. In an environment where supply of almost every commodity – from shipping capacity

I can get a feel for financial market trends based on the lines at macaroon stores. The 2015/2016 Macaroon Trend tells me Asia is hunkering down for a multi-year recession (unless Sugar Daddy Xi Jinping saves us with a trillion dollar spending spree on SE Asia infrastructure). Certainly I’m seeing a consistent trend of slashed

Every two years I write about a portfolio that my two teenagers constructed when they were just tweens, and here’s the link to the original article. We are revisiting that portfolio one last time and sharing the performance. The total returns as of January 31, 2016 are 108% over 5 years or 15.85% yoy returns and you can

Image credit: Bella De Paulo “Sometimes it is the people no one can imagine anything of who do the things no one can imagine.” –Alan Turing Two friends, artists Gregory and Angie Tan Burns, requested I write about “Inspiration” in this time of profound financial inequality spurred on by distressing levels of capital mis-allocation. To

Image credit: discovery.com People who seek out investment “advisors” generally believe the advisor has a conflict-free fiduciary responsibility to help them find an appropriate investment strategy.  Why people believe this, I have not a clue.  Certainly there is enough recent evidence to prove otherwise, but time and again, people suspend logic and tolerate more exploitation

Wiser Wealth Charter of Promises© I promise to act as a fiduciary at all times and to the best of my abilities. As such I will not be accepting any commissions or kick backs from any fund, any platform or anyone else while I advise you or represent your investments. I will not pay anyone

Often well meaning people make vague financial promises and leave loved ones confused and anxious about their words or actions.  This happens between parents and children (young and old), spouses, in-laws and other benefactors/beneficiaries. From 10 years of case work, here are three money personality types that commonly make vague financial commitments: Best Intenders Intend

The sun is about to set on all things tech once again says my Silicon-Valley-Stock-Analyst-BS-Detector, which has been pinging off the charts since about early April. Yes, we are in for another Dot Com Kind of Sell Off. And while there are countless “high growth” companies with curious income statements promoting all things irrelevant, it’s Washington-based

If you are over the age of 35, you have been here before. There are no guarantees when investing in financial or other markets. That is why there is risk associated with an investment in anything. There are no promises from one year to the next as to what markets will do, there is just